Governor Heineman announced that he has opted to have Nebraska adopt a Federal Healthcare Exchange. In support of his decision, Heineman pointed out that a State Healthcare Exchange would cost Nebraskans $470 million more than a Federal Healthcare Exchange.
Health care exchanges are mandated under the Patient Protection and Affordable Care Act. A healthcare exchange is an organization in the health insurance market that is expected to ease the complications of shopping for coverage for consumers and small businesses. Exchanges are expected to create a more organized and competitive market. Exchanges will offer different health insurance plans and will be organized in a way that shows a clear comparison of available plan options based on price, benefits and services, and quality. For individuals, a federal healthcare exchange will create a more efficient healthcare market while also making purchasing healthcare more affordable and understandable.
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